Treasury Securities That Have Stopped Earning Interest
Do you have savings bonds that have matured and stopped earning interest? If so, it's time to cash them in, or reinvest them, and have your money start working for you again.
It's important to check your savings bonds periodically to determine if they're still earning interest, and if they're not, they should be redeemed. Use the tables below to determine whether your bonds have stopped earning interest, or for how long you can expect them to earn interest. (You should keep a list of your bonds, by serial number, in a safe location and separate from the actual bonds.)
You can also check Treasury Hunt, if you're not sure whether you own any bonds that have matured. This system provides information only and doesn’t give you status of your bonds. For status, you need to contact:
- Treasury Retail Securities Site
P.O. Box 2186
Minneapolis, MN 55480-2186
Also, marketable securities are subject to bond calls, cases where the Treasury stops paying interest on bonds before the scheduled maturity date. Be sure to note your security's maturity date and check the website for bond calls.
NOTE: Marketable securities - U. S. Treasury bills, notes, bonds, Floating Rate Notes, and Treasury Inflation-Protected Securities (TIPS) - have maturities ranging from a few days to 30 years.
The following savings bonds no longer earn interest:
|EE||January 1980 through July 1986|
|HH||January 1980 through July 1996|
|Savings Notes||All issues|
|A, B, C, D, F, G, J, K||All issues|
How long savings bonds earn interest, based on issue date:
|SERIES||ISSUE DATE||NUMBER OF YEARS BONDS EARN INTEREST|
|E||May 1941- November 1965||40 years|
|December 1965 - June 1980||30 years|
|EE||All issues||30 years|
|H||June 1952- January 1957||29 years, 8 months|
|February 1957- December 1979||30 years|
|HH||All issues||20 years|
|I||All issues||30 years|
|Savings Notes||All issues||30 years|