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PLANNING & GIVING

Savings Bonds As Gifts

As of January 1, 2012, paper savings bonds are no longer sold at financial institutions. This action supports Treasury’s goal to increase the number of electronic transactions with citizens and businesses. See the press release.

You can give savings bonds for any occasion or purpose - like birthdays, weddings, or graduations. You can buy gift bonds in several denominations.

Buy Electronic Gift Bonds at TreasuryDirect

To buy an electronic savings bond:

  • You must already have a TreasuryDirect account.
  • Watch our demo on how to buy a gift savings bond In TreasuryDirect
  • Use our step-by-step tip sheet PDF Document on how to buy gift bonds in TreasuryDirect
  • Keep them in your account until you're ready to deliver them.
  • When you buy savings bonds as gifts, you must hold them in your TreasuryDirect account for at least five business days before you can deliver them to the gift recipient. The five-day hold protects Treasury against loss by ensuring the ACH debit has been successfully completed before the funds can be moved.

To give an electronic savings bond, you must know the recipient's:

  • Full name
  • Social Security Number (SSN) and/or taxpayer ID number
  • TreasuryDirect account number

When the bond is delivered to the recipient's TreasuryDirect account, he or she will get an e-mail announcing your gift.

You must be 18 or older to create a TreasuryDirect account and to buy gift bonds. A child under 18 can get gift deliveries in a Minor linked account which is established within the TreasuryDirect account of the parent or guardian.

Buy Paper Gift I Bonds Using Your Tax Refund

See our Frequently Asked Questions and visit www.irs.gov for details on using your IRS tax refund to buy paper I savings bonds.

Gift Certificates

Gift information can't be printed on savings bonds. So announce your savings bond gift with a gift certificate.